Miami, Florida vs Austin, Texas (2026)
Sun-Belt to Sun-Belt: no state income tax at either end. Figures use public data: HUD FY2026 Fair Market Rents, Tax Foundation 2026 rates, and ReloFig's transparent moving model (BLS/EIA).
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Over 12 months at $100,000/yr: Austin runs about $7,008 less than Miami in rent + state income tax. One-time move cost differs by about $0 (Austin higher).
| Line | Miami | Austin |
|---|---|---|
| Local move (model, 2-BR) | $527–$1,859 | $527–$1,859 |
| 2-BR HUD FY2026 FMR | $2436/mo | $1852/mo |
| State income tax (top marginal) | 0.0% | 0.0% |
| Rent over 12 mo | $29,232 | $22,224 |
| Tax on $100,000 over 12 mo | $0 | $0 |
Model estimates only — rent uses HUD FMR (40th percentile), tax uses top-marginal rates (Tax Foundation 2026). Your actual rent and effective rate will differ.
Cost line items (2-bedroom basis)
| Item | Miami | Austin | Yearly difference |
|---|---|---|---|
| Local move (model) | $527–$1,859 | $527–$1,859 | one-time |
| 2-BR rent (HUD FY2026 FMR) | $2436/mo | $1852/mo | $-7,008/yr |
| State income tax (top marginal, $100K) | 0.0% | 0.0% | $0/yr |
HUD FMRs are 40th-percentile gross rent benchmarks (huduser.gov). Tax rates are top-marginal (Tax Foundation 2026); your effective rate differs. Move figures are model estimates, not quotes.
Dive deeper
Houston to Miami corridor guide → · Florida moving guide → · Texas moving guide → · All state guides →