Seattle, Washington vs Denver, Colorado (2026)

PNW→Front Range: both are outdoor-job magnets with comparable COL. Figures use public data: HUD FY2026 Fair Market Rents, Tax Foundation 2026 rates, and ReloFig's transparent moving model (BLS/EIA).

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Over 12 months at $100,000/yr: Denver runs about $544 less than Seattle in rent + state income tax (tax: $4,400 more; rent: $4,944 less). One-time move cost differs by about $329 (Seattle higher).

LineSeattleDenver
Local move (model, 2-BR)$759–$2,672$613–$2,161
2-BR HUD FY2026 FMR$2501/mo$2089/mo
State income tax (top marginal)0.0%4.4%
Rent over 12 mo$30,012$25,068
Tax on $100,000 over 12 mo$0$4,400

Model estimates only — rent uses HUD FMR (40th percentile), tax uses top-marginal rates (Tax Foundation 2026). Your actual rent and effective rate will differ.

Cost line items (2-bedroom basis)

ItemSeattleDenverYearly difference
Local move (model)$759–$2,672$613–$2,161one-time
2-BR rent (HUD FY2026 FMR)$2501/mo$2089/mo$-4,944/yr
State income tax (top marginal, $100K)0.0%4.4%$4,400/yr

HUD FMRs are 40th-percentile gross rent benchmarks (huduser.gov). Tax rates are top-marginal (Tax Foundation 2026); your effective rate differs. Move figures are model estimates, not quotes.

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