Seattle, Washington vs Phoenix, Arizona (2026)

PNW→desert relocation: both metros have strong tech and construction job bases. Figures use public data: HUD FY2026 Fair Market Rents, Tax Foundation 2026 rates, and ReloFig's transparent moving model (BLS/EIA).

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Over 12 months at $100,000/yr: Phoenix runs about $5,444 less than Seattle in rent + state income tax (tax: $2,500 more; rent: $7,944 less). One-time move cost differs by about $329 (Seattle higher).

LineSeattlePhoenix
Local move (model, 2-BR)$759–$2,672$613–$2,161
2-BR HUD FY2026 FMR$2501/mo$1839/mo
State income tax (top marginal)0.0%2.5%
Rent over 12 mo$30,012$22,068
Tax on $100,000 over 12 mo$0$2,500

Model estimates only — rent uses HUD FMR (40th percentile), tax uses top-marginal rates (Tax Foundation 2026). Your actual rent and effective rate will differ.

Cost line items (2-bedroom basis)

ItemSeattlePhoenixYearly difference
Local move (model)$759–$2,672$613–$2,161one-time
2-BR rent (HUD FY2026 FMR)$2501/mo$1839/mo$-7,944/yr
State income tax (top marginal, $100K)0.0%2.5%$2,500/yr

HUD FMRs are 40th-percentile gross rent benchmarks (huduser.gov). Tax rates are top-marginal (Tax Foundation 2026); your effective rate differs. Move figures are model estimates, not quotes.

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